↓ SCROLL — WATCH IT ACT
A neobankthat acts.
One embeddable agent that books, buys, and manages finances — in a single chat, in your app.
A full-fledged AI agentembedded in your app.
Tap a prompt. Nothing moves without a confirm.
app.yourbank.com/assistant
Message the assistant…
TAP A PROMPT ↓
Turn your walletinto a super app.
THE ELEMENTS09 MODULES · SWITCHED ON PER TENANT
01TRAVEL
Flights & hotels
A full itinerary, booked in chat.
02CONNECTIVITY
eSIMs
Data that activates on arrival.
03COMMERCE
Checkout
Any merchant, paid from the wallet.
04WALLET
Rebalancing
Advice-only proposals on drift.
05WALLET
Price targets
%-move alerts with suggested action.
06WEALTH
Tokenized stocks
Suitability-aware guidance.
07SAVINGS
Goals & budgets
Round-ups and auto-allocation.
08PAYMENTS
Send & request
Instant P2P with contact sync.
09OFF-RAMP
Crypto → fiat
Quote, confirm, settle to IBAN.
THE MODEL
The agent proposes.Your users confirm.Your fintech rails execute.
One SDK.Every capability.
A super-app in weeks, not years.
FASTEST
Embedded SDK
RN + iOS/Android + Web.
FLEXIBLE
Headless API
Your UI, our APIs.
PILOT
Co-branded webview
Lightest lift.
CONNECTS TO YOUR ENDPOINTSInstant paymentsSavingsSwaps & conversionsTokenized stocksBudget managementOn / off-ramps
assistant.ts
// initialize the agent for your tenant import { Neotomic } from '@neotomic/sdk' const agent = new Neotomic({ tenant: 'yourbank', auth: oidc(session), // your users, your IdP modules: ['travel', 'wallet', 'savings', 'payments'], confirm: 'always', // never move money without a tap }) agent.mount('#assistant')
OIDC federationTyped tool registryPer-tenant limitsFully white-label
Launching first at Kem.
Kem — a CBB-licensed stablecoin neobank in the GCC backed by Tether — is bringing this entire stack to market: agentic travel booking, eSIMs, savings goals, XAUT cashback, and portfolio management, all inside one chat.
9
capabilities at launch
6 wks
signature to go-live
600,000
Kem users gain access to agentic payments
“Shipping a full-fledged agentic payment engine in weeks with Neotomic. One of the biggest USPs Kem has released.”
— Zane Sadeq · CEO @ KEM
SAME ENGINE →
Kem
AssistantRound up my spare change into XAUT
Done — rounding to the nearest $1 into gold.
Round-up · XAUTCONFIRM
This week+ $6.40 → 0.0021 XAUT
Pricing.
MAU = users who engage the agent — not your whole base. No public rate card; figures set per contract.
ESSENTIALS
Agentic commerce + core money movement.
→Agent core
→Travel + eSIM
→Commerce checkout
→Send / request + Savings
BILLED PER MAU / MO
WEALTHPOPULAR
Essentials, plus wallet intelligence.
→All of Essentials
→Price targets
→Rebalancing advisor
→Crypto → fiat off-ramp
BILLED PER MAU / MO
FULL
The complete super-app surface.
→All of Wealth
→Tokenized-stock advisory
→Model portfolios
→Priority support
BILLED PER MAU / MO
One-time setup
Standard integration, theming, sandbox → prod, go-live support.
Per-MAU subscription
Priced by module package, volume discounts at scale.
LLM at cost
Tokens passed through with zero markup — you pick the model tier.
Optional revenue-share
Take rate on agent-executed volume for usage-aligned deals.
Talk to salesVolume discounts at scale · final figures set per contract.
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No KYC by the agent
◇
Not the institution of record
□
Immutable audit log
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Isolation & residency